Protect What Matters Most with Comprehensive Health Insurance

Gain peace of mind with affordable coverage tailored to your needs; for individuals, families, Medicare, and small businesses across Central Florida.

Cerus Agency | Health Insurance

Why Choose Certus Insurance?

Local, licensed advisors who put your family first. We compare plans from trusted carriers, explain the details clearly, and handle enrollment end-to-end.

  • Personalized recommendations for your budget and doctors

  • Bilingual guidance (English / Spanish)

  • No-cost consultations and annual plan reviews

  • Support with subsidies, claims, and renewals

  • Professional Agents: Expert guidance from certified agents who understand your needs.

Certus Agency | Edgar & Andrea

Reliable Protection

Count on us for dependable health insurance coverage tailored to you.

Trusted Advisors

Our expert team offers personalized guidance to help you choose the perfect insurance plan for your needs and goals.

Leading Coverage

Providing top-rated health insurance trusted by families across North America.

Plans Design for Every Stage of Life

Individual & Family Plans

Comprehensive coverage for preventative care, urgent needs, and peace of mind.

  • Keep your preferred doctors (when available)

  • Copays, deductibles, and out-of-pocket explained

Marketplace (ACA) Plans

We help you navigate the subsidies and choose a plan that fits your healthcare needs.

  • Household income review for savings

  • Enrollment and documentation support

Short-Term Medical

Flexible protection for transitions, new jobs, or coverage gaps.

  • Fast approvals

  • Month-to-month options

Medicare Advantage & Supplements

Navigate Medicare with clarity — compare Part C, Medigap, and Rx (Part D).

  • Annual review to optimize benefits

  • Provider network guidance

Group Health for Small Businesses

Attract and retain talent with tailored employee benefits.

  • Multiple carrier quotes

  • Contribution and eligibility strategy

Dental & Vision

Round out your healthcare with routine care, eyewear allowances, and more.

  • Preventive care benefits

  • Network and allowance options

Supplemental Insurance

Accident Insurance

Direct cash benefits to help with unexpected costs after an accident.

  • Helps pay deductibles & out-of-pocket expenses

  • Use funds for recovery or household bills

Critical Illness Insurance

Lump-sum payment after a covered diagnosis like heart attack, stroke, or cancer.

  • Flexible benefit use — medical or living expenses

  • Complements major medical plans

Hospital Indemnity Insurance

Daily or lump-sum cash benefits for hospital stays and surgeries.

  • Offsets non-covered hospital costs

  • Great add-on for families

Ready to get started?

Getting Covered is Simple

We remove the guesswork so you can focus on your health.

Talk to an Advisor

Share your goals, budget, doctors, and prescriptions.

Compare Plans

We present your best options and explain the trade-offs clearly.

Enroll Confidently

We handle the paperwork and confirm your coverage.

Ongoing Support

Claims questions, renewals, or changes— we’re here for you.

Benefits of Working with Certus

  • No-cost consultations & annual plan reviews

  • Help with subsidy eligibility and savings

  • Access to trusted Florida carriers

  • Bilingual, family-first customer care

  • Year-round support for claims & renewals

“Delighted with the professionalism and dedication of Edgar and Andrea. I wish others were like them. Highly recommended. They have 10 out of 10. The best!” — Jannette Castro

Ready to protect your health and your budget?

Get a free, no-obligation consultation with a Certus advisor today.

Stay Connected

(689) 800-8454[email protected]
7680 Universal Blvd Suite 200, Orlando FL 32819

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